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speedgunner
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PostSubject: Health insurance   Mon Aug 06, 2012 6:40 am

Can anyone give me any information on Health insurance such as the cost and where to obtain it?
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davshaz
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PostSubject: Re: Health insurance   Mon Aug 06, 2012 8:51 am

The cost of international health insurance varies considerably according to your age and the extent of cover. With most international insurance policies, you must take out a policy before a certain age, usually between 65 and 70, to be guaranteed continuous cover in your old age. When comparing policies, carefully check the extent of cover and what’s included and excluded from a policy (often indicated only in very small print), in addition to premiums and excess charges. Although there may be significant differences in premiums, generally you get what you pay for and can tailor premiums to your requirements. The most important questions to ask yourself are: does the policy provide the cover required and is it good value? If you’re in good health and are able to pay for your own out-patient treatment, such as visits to your family doctor and prescriptions, the best value is usually a policy covering specialist and hospital treatment only. When deciding on the type and extent of private health insurance, make sure that it covers all your family’s present and future health requirements in Bulgaria before you receive a large bill. A health insurance policy should cover you for all essential health care whatever the reason, including accidents (e.g. sports accidents) and injuries, whether they occur in your home or while traveling.


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bigsavak
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PostSubject: Re: Health insurance   Mon Aug 06, 2012 9:26 am

Well done dave nice little writeup and links too
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Daisy
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PostSubject: Re: Health insurance   Mon Aug 06, 2012 10:50 am

You are also covered by the here is a bit of info for you s

If you're receiving a UK state pension, or in receipt of long-term incapacity benefit, you may be entitled to state healthcare paid for by the UK. You will need to apply for an E121, which you should then present to the health authorities in Bulgaria.

However, if you move to Bulgaria to live but not work and do not receive a UK benefit, you may be eligible for up to two-and-a-half years of state healthcare cover, paid for by the UK. In this case, you will need to apply for an E106.
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speedgunner
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PostSubject: Re: Health insurance   Mon Aug 06, 2012 1:56 pm

Thanks for all the information you have given. So far I'm fairly healthy apart from being a diabetic and my brother gets my tablets for me from the UK.The reason I have asked is that I'm pushing 62 and my wife is 61 and thought it is time I looked at this in the event that Old age problems could arise in the next few years and to be quite honest residing back in the UK just for that reason using the NHS does not appeal to me one bit.So I thought getting some form of health insurance would not be a bad idea.Obviously I'm not going to take up boxing or some sport where I am likely to be injured and the worst I will do is going out in my Korichka for a pleasant ride.
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